Buy now, pay later with PayPal Credit

PayPal Credit is like a credit card without the plastic! With 0% interest for 4 months (on all purchases of £99 or more, it’s the perfect way to secure your ideal tap and spread the cost.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and PayPal will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straight away

How PayPal’s 0% offer works

Spend £99 or more in one go with PayPal Credit.

Then automatically get 0% interest for 4 months on that purchase

Even better, you can use this offer again and again on every purchase over £99

Representative Example:

Representative

21.9% APR (variable)

Purchase interest rate

21.9% p.a. (variable)

Assumed Credit limit

£1,200

This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.

Applying is Simple

  1. Complete the short online application form.
  1. If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.
  1. If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.